A Better Way To Borrow

Save time and money with our personal loans.

  • Fixed rates from 5.9%—17.25%
  • No fees — Period!
  • Money by the next business day

(Credit rating of 690 or above required.)


We’re combining data science, cutting-edge technology, and people-focused service to reinvent financial services in Canada.

We’re Canada’s leading online lending platform. Our job is to give Canadians a better way to borrow — one that’s faster, easier and more affordable than getting a loan from a bank or carrying a balance on a credit card. We’re lowering the costs of borrowing because we’ve lowered the costs of lending.

We leverage the power of technology to bring together creditworthy borrowers seeking loans with investors looking to earn a fair return on their money — all in a convenient online environment that guarantees timely, personalized service with very competitive interest rates.

Our loans are 3-year personal loans, for up to $30,000, and our rates range from 5.9%-17.25%.


Our technology is built to allow you to apply with any device. Apply from the comfort of your couch on your computer, or while you're out and about on your phone. And we're available 24/7, because technology isn't restricted by inconvenient business hours.